The house is usually the biggest asset in a divorce — and the biggest source of expensive mistakes.

Who keeps the home? Can they actually qualify to refinance it alone? How does support income count toward a mortgage? What happens if the settlement is signed before anyone runs the numbers?

I work with your team.

Divorce real estate takes a team — attorney, mediator, real estate agent, lender — and it works best when everyone's coordinated. I partner with the agents and attorneys already involved, keep everyone updated on financing status, and make sure the loan never becomes the surprise that stalls the settlement. If a home sale or purchase is part of the picture and you don't have an agent yet, I can connect you with experienced people that I know and trust.

The RCS-D™ designation

I hold the RCS-D™ designation — Real Estate Collaboration Specialist, Divorce — specialized training in the intersection of divorce and real estate finance. That covers the details that decide whether a settlement works in the real world:

Removing a spouse from the loan, not just the title — because a quitclaim deed doesn't touch the mortgage, and the departing spouse's credit stays on the hook until the loan is refinanced or paid off.

Qualifying to keep the home, using support income, buyout structures, and equity — calculated before negotiations, so nobody agrees to keep a house they can't actually afford or finance.

Settlement language that lenders can work with — because a decree written without the financing in mind can make a refinance harder, slower, or impossible.

Timing — knowing what has to happen before the decree, and what can wait, so the mortgage doesn't hold up the divorce or the divorce doesn't wreck the mortgage.

Who I work with

Family law attorneys and mediators. I provide financing reality checks during negotiation — a clear read on whether a proposed settlement is financeable, before your client signs it. No cost, no obligation, and your client doesn't become my client unless they choose to.

Divorcing homeowners. Whether you're keeping the home, being bought out, or selling and starting over, you'll get real numbers early — what you qualify for, what it costs, and what to watch for.

Nearly 30 years in Arizona lending

I've been in the mortgage business since 1996 and founded Magnolia Mortgage in 2018. This work is detailed, and divorce lending is the most detailed corner of it. The goal is simple: the house decision gets made with clear eyes and real numbers, and nobody discovers a problem two years after the decree is signed.